You are entitled to super guarantee contributions from an employer if you are over age 18 and paid $450 or more (before tax) in a month. It doesn’t matter whether you’re working full time, part time or casual, and it doesn’t matter if you’re a temporary resident of Australia.
If you’re under age 18, you must meet these conditions and work more than 30 hours per week to be entitled to super contributions. If you’re a contractor paid wholly or principally for your labour from one employer, you’re considered an employee for super purposes and entitled to super guarantee contributions under the same rules as employees.
If you’re eligible for super guarantee contributions, at least every three months, your employer must pay into your super account a minimum of 10% (effective 30 June 2021) of your ordinary time earnings, up to the maximum contribution base. These contributions are in addition to your salary or wages.
For more information, please refer to the Australian Taxation Office (ATO) website. Click here to visit their site.
The information provided here should not form the basis for any action that you take. It is important to first discuss your specific circumstances with your financial adviser.